Information We Collect
Site Use Information
Information You Provide to Us
Your Access to Your Information
Disclosing Information to Third Parties
Ownership of Materials
Security Procedures to Protect Information
Inapplicability of Privacy Policies of any Linked Sites or Other Parties
Your Comments are Appreciated
I. Information We Collect
You can visit our website without divulging any personally identifiable information including your email address. Our website does not collect personally identifiable information about individuals except when such individuals specifically provide such information on a voluntary basis, such as when joining the network, customer login, user login (collectively “registering”) at our website or contacting us through our website. VRM uses such information collected primarily to provide better service to our customers and vendors, to comply with our legal obligations, to operate and grow our business, to improve and customize the content you see, to provide the products, services or membership benefits you request, and to contact you about special promotions and new products. This website is designed for commercial users and is not intended for personal, family or household purposes.
II. Site Use Information
Our web servers may collect the domain names or IP addresses of visitors to our site. This information may be aggregated to measure the number of visits, average time spent on the site, pages viewed, etc. VRM may use this information to measure the use of our site and to improve the content we offer. We may share with third parties this experiential information or other data which does not personally identify visitors to our site.
III. Information You Provide to Us
You are not required to Register in order to access our site. Certain portions of our site may be restricted to registered users. Any information you provide is voluntary. By registering on the site we may collect your contact information, i.e. your name, address, birth date, email address, telephone number and other information you provide to us about yourself. You agree to provide accurate and current information and to update that information as appropriate and you will update it as necessary.
You may also select a password to be used to access your information or to obtain access to certain online services not available to anonymous visitors. Please be aware that our information security software may cause some e-mail messages sent via this Website not to be received. If you send us an email or request information we will retain your email address and use it to respond to your inquiry
Our website uses “cookies” and other similar technologies to help personalize your online experience, such as recognizing your name when you revisit, as well as to assist us in marketing and advertising. A cookie is a text file that is anonymously placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies or other technologies placed when you visit our site may personally identify registered users and allow us to monitor certain statistics which help us improve our services, such as how many site visitors view certain pages on our website or receive our advertisements when visiting other websites. Some cookies are deleted once you leave our Site (“session cookies”), while other cookies remain after your leave our site (“persistent cookies”) so that you are recognized when you return to the Site.
You also may have the ability to accept or decline cookies on your device. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of our website or have some of our services, being automatically recognized as a registered user, function properly.
V. Email Communications
By providing your email address you agree to receive communications related to the commercial relationship and transaction, industry news and information and/or programs of interest or marketing material. You may unsubscribe or change your email address for email communications at any time by following the instructions mentioned prominently within each email communications.
VI. Your Access to Your Information
You have the right to access and update your personal information submitted to us. You may access your information at any time to add, change or delete certain profile information by simply logging in.
VII. Disclosing Information to Third Parties
VIII. Child Privacy
Because of the nature of our business, our products and services are not designed to appeal to minors, and therefore we do not knowingly attempt to solicit or receive any information from children under 18. If we have reason to believe that information is being provided by a person under the age of 18 we will not collect the information.
IX. Ownership of Materials
VRM owns the information sent to us by means of this Website. If you choose to send us an e-mail message (including submission of your résumé), we may retain the content of the e-mail, your e-mail address and our response.
X. Security Procedures to Protect Information
You should be aware that information sent to us using this Website may not be secure in transmission. However, if you access a VRM extranet from this site, we use SSL (Secure Sockets Layer) security technology to encrypt information you provide to us through the Site, but any information you provide to us outside of the extranet or for example by email, is unencrypted. SSL is an industry-standard protocol for encryption over the internet. Data transmission over the internet is never 100% secure.
While we take steps to protect your personal information and keep it secure, you also play a role in protecting your information. You can help to maintain the security of your online transactions by not sharing your password with anyone. If we receive instructions using your log-in information and password we will assume that the instructions have been authorized by you. VRM cannot guaranty the security of any information you transmit to us or from our site, and therefore you use our site at your own risk.
VRM may maintain customer information in both electronic and paper format at our company offices. All electronic information is processed and maintained in California, Arizona and Texas.
The location of our offices may change from time to time but are located in the United States.
XI. Inapplicability of Privacy Policies of any Linked Sites or Other Parties
XIII. Your Comments are Appreciated
Effective Date: As of May, 1st 2019
(c) 2019 by VRM Mortgage Services, All rights reserved.